• your own history of purchasing your own credit card or any other debts to your day
• playing with less than thirty five% of your available borrowing
• the length of your credit history: the new stretched you have their borrowing from the bank accounts, the better it seems for the total credit score
• new regularity and recency of the latest financing otherwise bank card apps
• which have a mixture of borrowing, like a charge card and you may a line of credit

Should you want to optimize your credit score before you apply getting home financing, you can find activities to do. Leer más